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What is a certificate of insurance? And why is everyone asking you for one?

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As a small-scale contractor, you need the protection of General Liability Insurance. Accidents can happen and having insurance protects you in the event of liability claims and can handle lawsuits over bodily injury, property damage and work errors.

You should consider Commercial General Liability Insurance Coverage if you:

How Could Your Business Be At Risk?

You encounter risks just by walking onto a client's property. Some are inherent to your work and depend on the type of job you're doing. Others are unpredictable accidents.

One of your employee's tools are next to him on the floor, your client trips and falls over them, and then your client makes a claim against you. Accidents happen, no matter the steps we take to prevent them. And you, as the contractor, could be held liable for the expenses or losses incurred.

Why Do Many Small Contractors Not Take Out Liability Insurance?

Many independent contractors skip General Liability Insurance because of the ridiculously high annual premiums, which often start at $3,000 and are unaffordable for small contractors with only a few projects each year.

That's why Jones Insurance has developed low-price, per-project General Liability Insurance coverage that comes with no annual fee. We put liability insurance within your reach by making it affordable, so you can protect yourself and your business without the high costs and complexity of a standard policy.

About Our Pay-Per-Project Insurance Solutions

At Jones, you can get coverage on a pay-as-you-go basis, allowing you to save as much as 70% on liability insurance. Instead of the expensive yearly policies that are the standard in the industry, we offer cover for as low as $1.29 per day.

Get a quote now and discover a new and affordable way to protect yourself from liability claims.

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